You are here

Credit Reporting Companies and Information

Credit Reporting Companies Order Credit Report by Phone:
Equifax 1-800-685-1111
Experian 1-888-397-3742
TransUnion 1-877-322-8228

Annual Credit - A central site which allows you to request a free credit report once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

The Federal Trade Commission, the nation’s consumer protection agency offers free annual credit reoprts.  Its website is, and it is the ONLY authorized online source for you to obtain a free credit report under federal law. You can obtain a free report from each of the three national credit reporting companies every 12 months. Some other sites claim to offer free credit reports but may charge you for another product if you accept a free report.


If you select any external links, you will be leaving the web site of the United States Bankruptcy Court for the Northern District of Alabama. The hypertext links or pointers above contain information created and maintained by other public and private organizations. These links and pointers are provided for the user's convenience. The United States Bankruptcy Court for the Northern District of Alabama does not control or guarantee the accuracy, relevance, timeliness, or completeness of this outside information. Further, the inclusion of links or pointers to particular items in hypertext is not intended to reflect their importance, nor is it intended to endorse any views expressed, or products or services offered, on these outside sites, or the organizations sponsoring the sites.