Chapter 7 - "Liquidation"

  Information for Pro Se Bankruptcy Filers
The information below is intended to answer common questions from pro se bankruptcy filers and is not legal advice. This information is subject to change without notice.

*Pro se bankruptcy filers are persons filing their own cases without attorneys.

IMPORTANT: If you are thinking of filing a bankruptcy petition without an attorney, you should read Filing for Bankruptcy Without an Attorney. This web page has been provided by the Administrative Office of the U.S. Courts' Judges Advisory Group and contains information to consider before filing a petition along with links to other helpful resources.

 Chapter 7 - "Liquidation"
A chapter 7 case is the liquidation or selling off of your non-exempt property for payment to the creditors from the proceeds.

Filing Requirements
An original of the following is required when filing a chapter 7:
  • Notice to Individual Consumer Debtor(s)*
  • Voluntary Petition*
  • Statement of Social Security Number(s)* (Individuals Only) and not available to public
  • Exhibit D - Individual Debtor's Statement of Compliance With Credit Counseling and Certificate of Credit Counseling (or Certificate of Exigent Circumstance or Motion for Exemption) (Individuals Only)
  • Fees - a payment due at time of filing* or an Application to Pay Filing Fee in Installments (Form B3A) or Application for Waiver of the Chapter 7 Filing Fee (Form B3B)
  • Summary of Schedules and Statistical Summary of Certain Liabilities
  • Schedules A through J
  • List of Creditors - Mailing Matrix*
  • Statement of Financial Affairs
  • Statement of Intention (Individuals Only)
  • Disclosure Statement of Bankruptcy Petition Preparer (Form B280), if applicable
  • Statement of Current Monthly Income and Means Test Calculation (Form B22A) (Individuals Only)
  • Copies of Payment Advices (earning statement, pay stubs, etc.) for last 60 days with only the last 4 digits of Social Security Number
*You must file the minimum requirements to initiate a bankruptcy case.
    IMPORTANT: Failure to comply with the filing requirements or missing deadlines may result in your case being dismissed and loss of bankruptcy protection. Please read .