Chapter 11 - "Reorganization"

The information below is intended to answer common questions from pro se bankruptcy filers and is not legal advice. This information is subject to change without notice.

*Pro se bankruptcy filers are persons filing their own cases without attorneys.

IMPORTANT: If you are thinking of filing a bankruptcy petition without an attorney, you should read Filing for Bankruptcy Without an Attorney. This web page has been provided by the Administrative Office of the U.S. Courts' Judges Advisory Group and contains information to consider before filing a petition along with links to other helpful resources.

 Chapter 11 - "Reorganization"
A chapter 11 case provides you the opportunity to reorganize or readjust debts through a plan or contract with creditors. Creditors are allowed to vote on the plan, and the plan must be approved by the Court. Individuals and most businesses can file a petition under chapter 11.

Filing Requirements
An original of the following is required when filing a chapter 11:
  • Notice to Individual Consumer Debtor(s)*
  • Voluntary Petition*
  • Statement of Social Security Number(s)* (Individuals Only) and not available to public
  • Exhibit D - Individual Debtor's Statement of Compliance With Credit Counseling and Certificate of Credit Counseling (or Certificate of Exigent Circumstance or Motion for Exemption) (Individuals Only)
  • Fees - payment in full at time of filing*
  • Summary of Schedules and Statistical Summary of Certain Liabilities
  • Schedules A through J
  • List of Creditors - Mailing Matrix*
  • List of Creditors Holding 20 Largest Unsecured Claims*
  • Small Business: Balance Sheet, Statement of Operations, Cash-flow Statement, Income Tax Return*
  • Statement of Financial Affairs
  • Statement of Current Monthly Income (Form B22B) (Individuals Only)
  • Disclosure Statement of Bankruptcy Petition Preparer (Form B280), if applicable
  • List of Equity Security Holders
*You must file the minimum requirements to initiate a bankruptcy case.
    IMPORTANT: Failure to comply with the filing requirements or missing deadlines may result in your case being dismissed and loss of bankruptcy protection. Please read .